:root{--navy:#071a2f;--navy-2:#0e2a47;--ink:#101826;--muted:#5b6878;--green:#0b7a4c;--green-2:#21b573;--line:#e4e9f0;--soft:#f4f7fa;--white:#fff;--mint:#e3f4ec;--mint-ink:#0a6e45;--amber:#fdf3e1;--amber-ink:#8a5a00}
*{box-sizing:border-box}
body{margin:0;background:var(--white);color:var(--ink);font:17px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Inter,Roboto,Helvetica,Arial,sans-serif;-webkit-font-smoothing:antialiased}
a{color:inherit}
a:focus-visible,button:focus-visible,.tbl:focus-visible{outline:2px solid var(--navy);outline-offset:3px;border-radius:6px}
.cta a:focus-visible{outline-color:var(--green-2)}
.skip{position:absolute;left:-9999px;top:12px;z-index:100;background:var(--navy);color:var(--white);padding:10px 16px;border-radius:10px;font-weight:600;text-decoration:none}
.skip:focus{left:16px}
.wrap{max-width:1040px;margin:0 auto;padding-inline:24px}
h1,h2,h3{margin:0;letter-spacing:-.025em;line-height:1.12;text-wrap:balance;color:var(--navy)}
p{margin:0}
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 20px;border-radius:999px;font-weight:600;font-size:15px;text-decoration:none;transition:background .2s}
.btn-go{background:var(--green);color:var(--white)}
.btn-go:hover{background:#0b7a4c}
@media (prefers-reduced-motion:reduce){.btn{transition:none}}
.nav{border-bottom:1px solid var(--line);padding-top:env(safe-area-inset-top,0px)}
.nav .wrap{display:flex;justify-content:space-between;align-items:center;height:72px}
.logo{display:flex;align-items:center}
.logo img{display:block;height:36px;width:auto}
.nav nav{display:flex;align-items:center;gap:28px;font-size:15px;color:#4d5b6c}
.nav nav a{text-decoration:none}
.nav nav a:hover{color:var(--navy)}
.nav nav a.on{color:var(--navy);font-weight:600}
.nav .btn{padding:9px 16px;font-size:14px}
@media (max-width:760px){.nav nav a:not(.btn):not(.keep){display:none}.nav nav{gap:18px}}
@media (max-width:420px){.logo img{height:30px}.nav .btn{padding:8px 13px}}
@media (max-width:400px){.nav .wrap{gap:10px}.nav nav{gap:14px}.logo img{height:26px;width:auto}.nav .btn{padding:8px 12px;font-size:13px;white-space:nowrap}}
@media (max-width:350px){.nav nav a.keep{display:none}}
.article{max-width:720px;margin:0 auto;padding-inline:24px;padding-block:56px 24px}
.crumb{font-size:14px;color:var(--muted);margin-bottom:18px}
.crumb a{text-decoration:none;color:var(--green)}
.kicker{font-size:13px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--green);margin-bottom:12px}
.article h1{font-size:clamp(32px,5vw,46px);font-weight:740}
.dek{font-size:20px;line-height:1.5;color:var(--muted);margin-top:16px}
.meta{font-size:14px;color:var(--muted);margin-top:18px;padding-bottom:28px;border-bottom:1px solid var(--line)}
.body{display:flex;flex-direction:column;gap:18px;margin-top:32px}
.body h2{font-size:26px;font-weight:700;margin-top:22px;scroll-margin-top:16px}
.body a{color:var(--green);text-decoration:underline;text-underline-offset:2px;text-decoration-thickness:1px}
.body ul,.body ol{margin:0;padding-left:22px;display:flex;flex-direction:column;gap:8px}
.body li::marker{color:var(--green)}
.body b{color:var(--navy);font-weight:650}
.tldr{background:var(--soft);border:1px solid var(--line);border-radius:18px;padding:24px 26px}
.tldr h2{font-size:15px;letter-spacing:.1em;text-transform:uppercase;color:var(--green);margin:0 0 12px}
.stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.stats div{background:var(--navy);color:#b8c6d6;border-radius:16px;padding:18px 18px 16px;display:flex;flex-direction:column;gap:4px;min-width:0}
.stats b{color:var(--white)!important;font-size:34px;font-weight:740;letter-spacing:-.02em;line-height:1;font-variant-numeric:tabular-nums}
.stats span{font-size:14px;line-height:1.4}
@media (max-width:560px){.stats{grid-template-columns:1fr}.stats div{flex-direction:row;align-items:baseline;gap:12px}.stats b{min-width:3.4em;font-size:28px}}
.callout{border-radius:14px;padding:18px 20px;font-size:16px}
.callout.warn{background:var(--amber);color:#4a3a12}
.callout.warn b{color:var(--amber-ink)}
.callout.warn a{color:var(--amber-ink)}
.tbl{overflow-x:auto;border:1px solid var(--line);border-radius:14px}
.tbl table{border-collapse:collapse;width:100%;font-size:15px;min-width:520px}
.tbl th{background:var(--navy);color:var(--white);text-align:left;font-weight:600;padding:10px 14px}
.tbl td{padding:10px 14px;border-top:1px solid var(--line);vertical-align:top}
.tbl tr:nth-child(even) td{background:var(--soft)}
.fine{font-size:14px;color:var(--muted)}
.body ul.checks{list-style:none;padding-left:0}
.body ul.checks li{padding-left:28px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5' fill='none' stroke='%230e8f5a' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") 0 5px/16px no-repeat}
.body ol.steps{counter-reset:s;list-style:none;padding-left:0}
.body ol.steps li{counter-increment:s;padding-left:38px;position:relative}
.body ol.steps li::before{content:counter(s);position:absolute;left:0;top:1px;width:26px;height:26px;border-radius:50%;background:var(--mint);color:var(--mint-ink);font-size:14px;font-weight:700;display:grid;place-items:center}
.checklist{border:2px solid var(--navy);border-radius:18px;padding:24px 26px;display:flex;flex-direction:column;gap:12px}
.checklist h2{font-size:20px;margin:0}
.cta{background:var(--navy);color:#b8c6d6;border-radius:20px;padding:30px 30px 28px;margin-top:40px;display:flex;flex-direction:column;gap:12px}
.cta h2{color:var(--white);font-size:26px;font-weight:700}
.cta p{font-size:17px}
.cta .row{display:flex;flex-wrap:wrap;gap:14px 20px;align-items:center;margin-top:8px}
.cta .btn-go{background:var(--green-2);color:var(--navy)}
.cta .btn-go:hover{background:#2ccb82}
.cta .alt{color:#d5e0ea;font-size:15px}
.cta .alt a{color:var(--white);text-underline-offset:2px}
.share{display:flex;flex-wrap:wrap;gap:10px 16px;align-items:center;margin-top:28px;font-size:15px;color:var(--muted)}
.share a,.share button{font:inherit;font-size:14px;font-weight:600;color:var(--navy);background:var(--white);border:1px solid var(--line);border-radius:999px;padding:7px 14px;text-decoration:none;cursor:pointer}
.share a:hover,.share button:hover{border-color:var(--navy)}
.sources{margin-top:36px;padding-top:22px;border-top:1px solid var(--line)}
.sources h2{font-size:17px;margin-bottom:10px}
.sources ol{margin:0;padding-left:20px;font-size:14px;color:var(--muted);display:flex;flex-direction:column;gap:6px}
.sources a{color:var(--muted);overflow-wrap:anywhere}
.disclaim{font-size:13px;color:var(--muted);margin-top:22px}
footer{padding-block:36px 48px;font-size:13px;color:var(--muted);border-top:1px solid var(--line);margin-top:56px}
footer p{max-width:640px}
footer a{text-decoration:none}
figure{margin:6px 0 0;display:flex;flex-direction:column;gap:8px}
svg.chart{display:block;width:100%;height:auto;max-width:100%}
figcaption{font-size:14px;color:var(--muted)}
.example{border-left:4px solid var(--green);background:var(--soft);border-radius:0 14px 14px 0;padding:18px 22px;display:flex;flex-direction:column;gap:10px;font-size:16px}
.example-tag{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--green)}
.list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:36px}
.card{display:flex;flex-direction:column;gap:10px;border:1px solid var(--line);border-radius:18px;padding:26px;text-decoration:none;background:var(--white);transition:border-color .2s}
.card:hover{border-color:var(--navy)}
.card .kicker{margin:0}
.card h2{font-size:22px}
.card p{color:var(--muted);font-size:16px}
.card .more{color:var(--green);font-weight:600;font-size:15px;margin-top:auto}
@media (max-width:700px){.list{grid-template-columns:1fr}}
.list.three{grid-template-columns:repeat(3,minmax(0,1fr))}
.body a.card{text-decoration:none;color:inherit}
.tbl tbody th{background:var(--soft);color:var(--navy);text-align:left;vertical-align:top}

.body .card h2{margin:0}
@media (max-width:860px){.list.three{grid-template-columns:1fr}}
/* guides polish (Oct 28): start-here path, topic filters, tool cards, on-this-page list, reading bar, read-next cards */
.g-path{margin:28px 0 8px;border:1px solid var(--line);border-radius:18px;background:#fff;padding:22px 24px}
.g-path h2{font-size:18px;margin:0 0 4px;color:var(--navy)}
.g-path>p{font-size:14px;color:var(--muted);margin:0 0 14px}
.g-path ol{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;counter-reset:st}
.g-path li{counter-increment:st}
.g-path a{display:grid;grid-template-columns:auto 1fr;gap:2px 12px;align-items:start;height:100%;padding:12px 14px;border-radius:12px;background:var(--soft);text-decoration:none;color:inherit;transition:background .15s}
.g-path a:hover{background:#e9f1ec}
.g-path a::before{content:counter(st);grid-row:span 2;display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--green);color:#fff;font-weight:700;font-size:14px}
.g-path b{font-size:15px;color:var(--navy);line-height:1.3}
.g-path small{font-size:13px;color:var(--muted);line-height:1.35}
.g-tools{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:12px 0 30px}
.g-tools a{display:flex;gap:14px;align-items:center;padding:14px 16px;border:1px solid var(--line);border-radius:14px;background:#fff;text-decoration:none;color:inherit;transition:border-color .15s}
.g-tools a:hover{border-color:var(--green)}
.g-tools .ic{flex:none;display:grid;place-items:center;width:38px;height:38px;border-radius:10px;background:#e3f4ec;color:var(--green)}
.g-tools .ic svg{width:20px;height:20px}
.g-tools b{display:block;font-size:15px;color:var(--navy)}
.g-tools small{display:block;font-size:13px;color:var(--muted)}
.g-tools .free{margin-left:auto;font-size:11px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--green)}
.g-filter{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 16px}
.g-filter button{font:inherit;font-size:14px;font-weight:600;padding:7px 14px;border-radius:999px;border:1px solid var(--line);background:#fff;color:var(--muted);cursor:pointer}
.g-filter button:hover{border-color:var(--navy);color:var(--navy)}
.g-filter button[aria-pressed="true"]{background:var(--navy);border-color:var(--navy);color:#fff}
.list .card[hidden]{display:none}
.toc{margin:6px 0 30px;padding:16px 20px;border:1px solid var(--line);border-radius:14px;background:var(--soft)}
.toc b{display:block;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.toc ol{margin:0;padding-left:20px;columns:2;column-gap:28px}
.toc li{font-size:15px;line-height:1.4;margin:0 0 6px;break-inside:avoid}
.toc a{color:var(--navy);text-decoration:none}
.toc a:hover{color:var(--green);text-decoration:underline}
.readbar{position:fixed;top:0;left:0;right:0;height:3px;z-index:60;pointer-events:none}
.readbar i{display:block;height:100%;width:100%;background:var(--green);transform-origin:left;transform:scaleX(0)}
.next{margin:36px 0 8px}
.next h2{font-size:20px;margin:0 0 12px}
.next .two{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.next a{display:block;padding:16px 18px;border:1px solid var(--line);border-radius:14px;text-decoration:none;color:inherit;background:#fff;transition:border-color .15s}
.next a:hover{border-color:var(--green)}
.next .k{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--green)}
.next b{display:block;font-size:16px;color:var(--navy);margin:4px 0 6px;line-height:1.3}
.next span.m{font-size:13px;font-weight:600;color:var(--green)}
@media (max-width:760px){.g-path ol,.g-tools,.next .two{grid-template-columns:1fr}.toc ol{columns:1}}
@media (max-width:760px){.g-filter{flex-wrap:nowrap;overflow-x:auto;margin-inline:-24px;padding-inline:24px;scrollbar-width:none}.g-filter::-webkit-scrollbar{display:none}.g-filter button{flex:none}}
/* navy start-here box (Oct 28) */
.g-path{background:var(--navy);border-color:var(--navy);color:#fff}
.g-path h2{color:#fff}
.g-path>p{color:#b9c6d4}
.g-path a{background:rgba(255,255,255,.07)}
.g-path a:hover{background:rgba(255,255,255,.13)}
.g-path a::before{background:var(--green-2);color:var(--navy)}
.g-path b{color:#fff}
.g-path small{color:#a9b8c8}
.g-path a:focus-visible{outline:2px solid #fff;outline-offset:2px}